Oh My God... That's @#$%^%@

Haiz.... Just bought some books from the ebay....
And the payment thing, god, that's troublesome to understand for a first time user like me.
Well, I just wanna share my experience here, so that someone who face the same situation like me can have a clue.

First, I opened an RHB account, with an ATM debit card given (Cash-Connect Visa) which requires RM 20 annual fee. Actually I was supposed to use it for my academic purpose since I decide to go to West Malaysia THAT time to study. So, THIS time, it serves as a card for me to buy things online through ebay. haha. =)

And to purchase items on ebay, the first word come through my mind is 'Paypal'. I'm not sure it is the best or not, but since ebay recommends it as one of its payment method, i decide to give it a try.
So, i go to paypal website and sign up an account using my debit card. JUST my debit card.
And then, trouble appears. When I checked my transaction history online on the RHB bank website (remember to register 1st), i can't find the 4-digit numbers that are required to verify my card. The description there does got something written there but heck, u won't be able to find it if u are using the same card as me. TRUST me.

So, what to do now? If you are facing the same problem as me, and you have no idea how to get your RM 10 back, CONGRATULATIONS. You found the right place to seek for the solution.
*Guess what? Just give the customer service a call at 0392068228 (24 hours hot-line). *
TELL THEM, U WANT TO KNOW UR 4-DIGIT PAYPAL CODE.
That should help you to overcome this problem, haha. Oh ya, paypal will give you the money back to your paypal account but not your bank account. Please take note. =)

Ok, back to topic.

After that, i go ebay to search for books and manage to find some. Just hope they will be interesting since i haven't receive them yet. And i even haven't done making payment for 3 books because of the second problem arose later.

Please continue to read. Thank you.

To buy the books, remember to press *Commit to buy* button. Ya, this is rubbish. Of course u will came across this button when u click the 'BUY' button.  But what makes me worried again is the payment method. This seller does not accept paypal from local buyers. So, how on earth am i gonna pay this seller? Bank deposit? What? Does that mean i'm gonna go to the bank and send the Rm1+, just for the 3 books? Oh god, that's troublesome~ I will be staying whole day long at my campus for the orientation, well at least during the bank office hours.

So, what should I do now? I don't want to get a negative feedback. I'm 0 feedback buyer! I don't want to be -3 feedback buyer!!! Who's gonna sell me things in the future if i get it? No one! (Is there negative number for feedback anyway? Nah, don't ask me) That's why i search the ebay help center where i came across *online transaction* method to transfer money from my bank account to the seller's bank account under the page *bank deposit express* payment method which is accepted by the seller.

So, i try to transfer my money using the RHB bank website. I key in the details, (forget about the IC number, tel. number, email thing, no need to fill in to get you to the next page actually) and OTP!!!!!! It seems like my hand phone number is not registered. SH*T. Why on earth is it NOT registered?

And, guess what? Still, give them a call at 0392068228. They will identify u first of course, and you will just have to wait for 24 hours to let your hand phone number be activated as the registered hand phone number and you can received the OTP~ Hopefully it's true.

I'm currently waiting. 23 HOURS more.


P.S.: Hope this helps.


Edited: Actually, you can transfer money to another bank account through ATM machine. I think the transaction fee is lower than the internet transaction...(just maybe, cause only RM1 was less in my account, so i'm not sure)